MOA : My Own Access
MOA : My Own Access
Turn your crypto into everyday spending.
MOA is a next generation Web3 payment platform
that makes crypto usable anywhere,
with real lifestyle benefits.
Turn your crypto into everyday spending.
MOA is a next generation Web3 payment platform that makes crypto usable anywhere, with real lifestyle benefits.
Turn your crypto into everyday spending.
MOA is a next generation Web3 payment platform that makes crypto usable anywhere, with real lifestyle benefits.
We connect crypto
to real life
MOA transforms your digital assets into seamless, on-chain payments and meaningful rewards.
No friction. No technical barriers. Just one card spend anywhere, earn everywhere.
Effortless Crypto Top-Up
Easily load MOA, USDT, or ETH from your wallet to your MOA Card. No banks or intermediaries just direct top-up and instant usability.
Effortless Crypto Top-Up
Easily load MOA, USDT, or ETH from your wallet to your MOA Card. No banks or intermediaries just direct top-up and instant usability.
Effortless Crypto Top-Up
Easily load MOA, USDT, or ETH from your wallet to your MOA Card. No banks or intermediaries just direct top-up and instant usability.
Real-World Ready
Accepted globally via Mastercard and Visa both online and offline. Enjoy seamless spending with real time on-chain conversion at checkout.
Real-World Ready
Accepted globally via Mastercard and Visa both online and offline. Enjoy seamless spending with real time on-chain conversion at checkout.
Real-World Ready
Accepted globally via Mastercard and Visa both online and offline. Enjoy seamless spending with real time on-chain conversion at checkout.
Lifestyle-Driven Benefits
From hotel upgrades to dining and mobility perks, MOA rewards you based on your lifestyle and card tier not just your spending.
Lifestyle-Driven Benefits
From hotel upgrades to dining and mobility perks, MOA rewards you based on your lifestyle and card tier not just your spending.
Lifestyle-Driven Benefits
From hotel upgrades to dining and mobility perks, MOA rewards you based on your lifestyle and card tier not just your spending.
Choose a card that fits your lifestyle
Basic
Basic
Basic MOA Card
• Free to issue and use
• Usable at Mastercard and Visa merchants worldwide
• Includes benefits across hotels, dining, mobility, and shopping partners
Basic
Basic MOA Card
• Free to issue and use
• Usable at Mastercard and Visa merchants worldwide
• Includes benefits across hotels, dining, mobility, and shopping partners
VIP
VIP
MOA Black Card
• Requires $100,000 in MOA staking
• Two 5star hotel stays per year
• Premium welcome gift box
• Three airport chauffeur services per year
• Dedicated personal concierge
VIP
MOA Black Card
• Requires $100,000 in MOA staking
• Two 5star hotel stays per year
• Premium welcome gift box
• Three airport chauffeur services per year
• Dedicated personal concierge
Premium
Premium
MOA Infinite Black Card
• Requires $500,000 in MOA staking
• Benefits are private and available by invitation only
Premium
MOA Infinite Black Card
• Requires $500,000 in MOA staking
• Benefits are private and available by invitation only
Simple 3-Step Flow
Simple 3-Step Flow
Simple 3-Step Flow
Top up your card with crypto
Top up your card with crypto
Top up your card with crypto
Moa auto converts it at checkout
Moa auto converts it at checkout
Moa auto converts it at checkout
Pay and receive benefits
Pay and receive benefits
Pay and receive benefits
Built for real-world Web3 users
Built for real-world Web3 users
Built for real-world Web3 users
• Web3 natives seeking utility beyond holding
• Global travelers using crypto abroad
• Lifestyle spenders who value real world perks
• Point to crypto users (planned in future version)
• Web3 natives seeking utility beyond holding
• Global travelers using crypto abroad
• Lifestyle spenders who value real world perks
• Point to crypto users (planned in future version)
Partner Ecosystem
We are actively building partnerships across :
We are actively building partnerships across :
We are actively building partnerships across :
Hotels & Resorts
Hotels & Resorts
Hotels & Resorts
Dining & F&B
Dining & F&B
Dining & F&B
Mobility & Travel
Mobility & Travel
Mobility & Travel
Web3 Payments
Web3 Payments
Web3 Payments
Lifestyle & Retail
Lifestyle & Retail
Lifestyle & Retail
Official logos will be revealed at launch.
Interested in partnering?
Seamless Payment Integration
Use your MOA Card to pay with crypto in real time, globally.
No setup required just tap, convert, and go.
Answers to Your Questions
Get answers to commonly asked questions about MOA and its features.
What is MOA?
Where can I use it?
Do I need a wallet?
How are rewards provided?
What is MOA?
Where can I use it?
Do I need a wallet?
How are rewards provided?
What is MOA?
Where can I use it?
Do I need a wallet?
How are rewards provided?
Join the future of Web3 payments.
Apply for your MOA Card and unlock the power of your crypto in the real world.
© 2025 MOA Protocol Ltd. All rights reserved.
Join the future of Web3 payments.
Apply for your MOA Card and unlock the power of your crypto in the real world.
© 2025 MOA Protocol Ltd. All rights reserved.
Join the future of Web3 payments.
Apply for your MOA Card and unlock the power of your crypto in the real world.
© 2025 MOA Protocol Ltd. All rights reserved.
© 2025 MOA Protocol Ltd. All rights reserved.